Privacy Policy

TERMS OF SERVICE

Last updated: December 14th 2020.

Please read these terms of service (“terms”, “terms of service”) carefully before using the www.bulletproof-checkout.com website (the “website”), the BulletProof Checkout Software, Third Party Technologies, Vendors, Partners, Institutions, Additional Value Added Services, Integration Assistance and/or PCI assistance (the “service”, “our checkout”) operated by BulletProof Checkout (“us”, ‘we”, “our”).

Conditions of Use

You must be at least 1) 18 years of age, or 2) at the Age of Majority, or 3) at least 13 years of age and have parent or legal guardian consent and supervision to use the website or the service.
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the website or the service.

We may at our discretion refuse service if we believe with reasonable cause (i.e. a Red Flag* exists) that the submission of information to us is done by unauthorized parties or if the information submitted to us cannot be verified or if there is other reason for concern determined by us at our sole discretion.

*Red Flag means a pattern, practice, or specific activity that indicates the possible existence of identity theft.

Copyright

Content published on this website (digital downloads, images, texts, graphics, logos) is the property of BulletProof Checkout and/or its content creators and protected by international copyright laws. The entire compilation of the content found on this website is the exclusive property of BulletProof Checkout.

Communications

The entire communication with us is electronic or by phone. Every time you send us an email or visit our website, you are going to be communicating with us. You hereby consent to receive communications from us. If you subscribe to the news on our website, you are going to receive regular emails from us. We will continue to communicate with you by posting news and notices on our website and by sending you emails. You also agree that all notices, disclosures, agreements and other communications we provide to you electronically meet the legal requirements that such communications be in writing.

Applicable Law

By visiting this website, you agree that the laws of the State of Arizona specifically within Maricopa County, without regard to principles of conflict laws, will govern these terms of service, or any dispute of any sort that might come between we and you, or its business partners and associates.

Disputes

Any dispute related in any way to your visit to this website or service shall be arbitrated by state or federal court located in Maricopa County, Arizona, and you consent to exclusive jurisdiction and venue of such courts.

Comments, Reviews, and Emails

Visitors may post content as long as it is not obscene, illegal, defamatory, threatening, infringing of intellectual property rights, invasive of privacy or injurious in any other way to third parties. Content has to be free of software viruses, political campaign, and commercial solicitation.

We reserve all rights (but not the obligation) to remove and/or edit such content. When you post your content, you grant us a non-exclusive, royalty-free and irrevocable right to use, reproduce, publish, modify such content throughout the world in any media.

License, Site and Service Access

We grant you a limited license to access and make personal use of this website. You are not allowed to download, modify it, or use any of its elements. This may be done only with written consent from us.

We grant you a limited license to access and make use of the service. You are not allowed to modify, enhance, reverse engineer, or further develop the service. Your license to use the service may be further defined by other agreements between you and us or our partners.

Implementing parts or the full service onto your business, website, checkout, or any other software or hardware device requires specialized or professional software skills and staff. We provide reasonable assistance to help you or your specialized staff with implementing our service, at your request, however, it is solely your responsibility to review, oversee, and accept the implementation.

The website and service are provided “as is” and there is no warranty of any kind, either express or implied.

Known Service Limitations

The well-functioning of the checkout services is dependent on the information received from credit card brand networks (including 3-D Secure) which are outside of our control.

The authentication for a transaction can only be issued by credit card brand network systems over which we have no control, and thus we cannot determine beforehand if a transaction will be authenticated or not, or accepted and honored by the payment processor and or consumer’s card issuing bank even if it is authenticated.

You have the ability to change the settings in your checkout related to requiring an authentication or not in order for the transaction to go through.

Frictionless customer experience happens when the transaction goes through regardless if it’s authenticated using 3DS (3-D Secure) or not.

If the transaction does not pass the authentication and the settings for the transaction do not allow for the transaction to go through, then the conditions for frictionless customer experience are not met.

In other words, achieving frictionless customer experience is directly related to the level of risk that you are willing to take if the transaction is not authenticated using 3DS (3-D Secure).

User Account

If you are an owner of an account on this website, you are solely responsible for maintaining the confidentiality of your private user details (username and password). You are responsible for all activities that occur under your account or password.

We reserve all rights to terminate accounts, edit or remove content and cancel orders in their sole discretion.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

PRIVACY POLICY

Before you continue using our website we advise you to read our privacy policy below regarding our user data collection. It will help you better understand our practices.

Personal Information

We may collect personal information in connection with your use of this website. Personal Information means any information that may be used to identify an individual, including, but not limited to, your name, home address, telephone number, e-mail address, and credit-related information that may be linked to your individually identifiable information. The Personal Information collected for these activities will be used to contact you to provide more information concerning our services.

Financial Institutions

We may collect contact information including name, address, telephone and email address to be used to contact you to provide more information concerning our services.

Partners

We also work with other types of businesses in connection with our website and services. We refer to these other businesses as “partners.” Partners may also use this website and in connection with their use we may collect basic contact information including: name, address, telephone and email address to be used to contact you to provide more information concerning our services.

Cookies, Other Automatically Collected Information, and Related Technologies

When a user visits our website, the IP address and standard web log information are collected. For each visitor to our website, our web server automatically recognizes only the user’s domain name, but not the e-mail address. The information we collect is used to improve the content of our website and is not shared with other organizations for their direct marketing purposes.

When you access our website, we may place small data files called “cookies” on your computer.

We send a “session cookie” to your computer when you sign up for and log in to your account. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session so that we don’t need to ask you for your password on each page. Once you log out or close your browser, this cookie expires and no longer has any effect.

We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser permits, but doing so may interfere with your use of our website.

Usage of Personal Information

We collect Personal Information through our website to ensure smooth operations of our website, service and to respond to and assist users of the website including customers and potential customers. In general, your Personal Information will be used in the following ways:

  • Communicate with you regarding our services;
  • Provide the services and customer support you request;
  • Prevent potentially prohibited or illegal activities;
  • Send you service update notices; and
  • Send surveys to gather information on how to improve our products and service.

Sharing or Disclosure of Personal Information

We may also share your Personal Information in the following ways:

  • We may use service providers, who help with parts of our website and operation of our business; (bill collection, fraud prevention, technology services) and with whom we may share your Personal Information. We limit our service providers’ use of such information to the purposes of providing services to or assisting us with the operation of our business and not for their own benefit;
  • We may share your Personal Information with financial institutions that we partner with to jointly create and offer a product;
  • We may share with law enforcement, government officials or other third parties to the extent we believe applicable law requires our sharing or such sharing is appropriate to protect our rights, your rights or the rights of others; and
  • We may share with other third parties with your consent or direction to do so.

Protection and Storage of Personal Information

In connection with your use of this website, Personal Information may be stored in our computer system in the U.S. This information is protected by maintaining physical, electronic and procedural safeguards. We have security measures in place to protect against the loss, misuse, and alteration of Personal Information we receive. As with any transmission over the Internet, however, there is always some element of risk involved in sending Personal Information. In the event of a security breach involving Personal Information submitted via this website we may notify you electronically to the extent permitted by applicable law and you agree that we may communicate with you electronically for such purposes.

Changes or Modifications to this Privacy Policy

This Website Privacy Policy may be revised at any time by posting a revised version on our website. The revised version will be effective at the time posted. In addition, if the revised version includes a material change, then we will post prominent notice of the nature of this change on our home page or otherwise seek your consent to such changes as we believe may be required or appropriate.

Questions about the Website Privacy Policy

Questions regarding this Privacy Statement should be directed to : info@bulletproof-checkout.com, specifying “Privacy Statement” in the subject line of your e-mail. Or, you may write or call us at either of the following:

BulletProof Checkout
c/o Privacy Matters
7650 South McClintock Dr #103-437
Tempe, AZ 85284